It’s clear that more people are incorporating cryptocurrencies into their daily routines. Globally, cryptocurrency owners reached 659 million by late 2024, with steady growth continuing into 2026. Here in Australia, adoption stands at around 31% of adults, which is higher than in the US and reflects a shift towards practical, everyday use.
Australia’s Growing Adoption
The 25-34 age group leads, but ownership among women has risen to 21.9%, indicating broader appeal. On-chain activity in the APAC region has tripled since 2022, placing Australia sixth globally for receiving crypto value. While Bitcoin remains dominant at 70% of holdings, daily transactions are increasingly common beyond mere investment.
Stablecoins Driving Daily Use
Stablecoins play a crucial role in this trend, providing price stability that encourages regular transactions. Worldwide, Stablecoin volumes hit $33 trillion in 2025, a 72% increase, led by USDC and USDT. In Australia, many exchange trades involve stablecoins like USDT, USDC, and the local AUDD, which has processed over $1 billion. They’re particularly useful for remittances, with outbound flows exceeding $38 billion in 2024 to destinations like India and the Philippines, cutting costs dramatically.
Factors Behind the Increase
Improved mobile apps and wallets have made crypto accessible for daily needs, supported by falling fees and enhanced security. Regulatory progress builds trust. Economic pressures, including high remittance fees and AUD fluctuations, further drive adoption. Global pro-crypto shifts, including policies under US President Trump, add to the momentum.
Emerging Markets and Local Support
New markets are opening rapidly, with over 20 Australian crypto exchanges and DeFi platforms launching in the past year, from Perth-based startups to Sydney fintechs. This growth is monitored by news sites such as Crypto News Australia, which provides tailored updates, scam warnings and various analyses. Such websites help users navigate the crypto space effectively.
Practical Applications Today
E-commerce via Shopify now accepts USDC with instant AUD conversion, while businesses use stablecoins for payroll and supply chains, bypassing slow settlements. DeFi offers yields for savers, and tokenised assets like carbon credits show real-world potential, even as 19.3% face bank restrictions.
While challenges like scams remain, high awareness and expanding local resources suggest that daily crypto use will become routine in Australia.